SCCU Visa® Signature Credit Card
Premium rewards and travel-ready benefits, built for the way you spend.
Earn points on everyday purchases and redeem them in the ways that matter most, whether you’re planning a trip or enjoying something closer to home.43
See our Consumer Credit Card Agreement and Application Solicitation Disclosure.
See Our Visa Signature® Credit Card Rewards Terms and Conditions.
By applying, you acknowledge you can access and retain these disclosures.
Signature‑level services and experiences
- Visa® Signature Concierge: Personalized assistance with dining reservations, event tickets, travel planning, and more.
- Emergency Card Service: Replacement card and emergency cash disbursement support while traveling.
- Entertainment & Destination Offers: Access to select presales, experiences, and special events.
- Visa® Offers and Perks: Curated shopping, dining, and travel offers available to Visa Signature cardholders.
- Lifestyle & Travel Benefits: Added perks designed to complement your everyday life and adventures.
From the Grocery Aisle to the Boarding Gate.
Premium rewards built for the way you spend. Earn points on travel, groceries, streaming, and dining—then redeem them for your next big trip or a night in.43
Enjoy 0% Intro APR for 6 months. After that, a variable APR as low as 15.74% APR applies.45
Built-In Benefits
Card Controls & Alerts
Manage your card, set alerts, and track activity in Online & Mobile Banking.
Real-Time Fraud Alerts
Get notified of suspicious activity and respond quickly.
Zero Liability Protection
You’re protected from unauthorized transactions.
Contactless Payments
Tap to pay for a secure, convenient and touch-free way to check out.
Digital Wallet Compatibility
Add your card to mobile wallets for secure payments online, in apps, or in stores.
Automatic Card Updates
Visa Account Updater helps keep recurring payments working after reissue.
Earn Points with Every Purchase
Earn More Points Where You Spend Most
Travel, Groceries & Streaming
Restaurants
All Other Purchases
| Rewards |
Redeem points your way — gift cards, cash back, or with Real-Time Rewards!43 |
|---|---|
| Welcome Bonus |
Earn 25,000 bonus points after you spend $3,000 on purchases in the first 3 months of account opening.43 |
| Intro APR* |
0.00% APR* for the first 6 billing cycles. Applies to purchases, balance transfers, and cash advances made within the first 6 months of opening your account. |
| Standard APR* for Purchases |
Rates as low as 15.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Standard APR* for Balance Transfers |
Rates as low as 15.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Standard APR* for Cash Advances |
Rates as low as 15.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| International Transaction Fee |
1% of the converted transaction amount |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
| Credit Line Amounts |
Minimum: $5,000 |
FAQs
▸ What is the minimum credit limit on the SCCU Visa Signature Credit Card?
It has a minimum credit limit of $5,000.
▸ Do SCCU Visa Signature Credit Card reward points expire?
Your reward points have no expiration date while your account is open and in good standing.
▸ Does the SCCU Visa Signature Credit Card have an annual fee?
No. There's no annual fee.
▸ How do I apply for a SCCU Visa Signature Credit Card?
Apply Online or log in to Online or Mobile Banking, by selecting Loan Center and Apply Now.
▸ How can I view my SCCU Visa Signature rewards balance?
You can view and redeem your rewards balance anytime in Online Banking or the SCCU Mobile App by selecting Redeem Rewards.